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Prepaid Credit Cards & Gift Cards
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Pre-Paid Credit Cards
Prepaid credit cards can be a handy way for you to control how much you spend, but still let you enjoy the ease and flexibility of a credit card. Although they're not strictly a credit card (since you're not really borrowing anything), they work just the same, and can be invaluable to re-establishing bad credit...
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Leveraging regular spending to maximize your rewards
A trap that people can get caught up in with rewards cards is that they think they need to buy more so they can be rewarded more. Obviously, this mind set will only get you into trouble. Although it might seem humorous, the fact is that many people do actually try to spend more because they think they are saving more. Actually, such a strategy is why credit cards allow rewards in the first place.
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What’s the Difference between Pre-Paid Credit Cards and Debit or Credit Cards?
If you peek into the wallet of your average consumer, chances are that you would find more than one plastic card. With so many people opting to “swipe” for purchases rather than carry a wallet full of cash, it's really no surprise. From debit cards to credit cards, consumers have a variety of choices. It's important, however, to be aware of the differences in these cards since each bears a different financial responsibility.
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