 |
Using Cash vs. Credit/Debit Cards
Not having cash isn't the worst thing in the world. Many people are under the impression that they are at a disadvantage by not having cash in their pockets. While, indeed, there are certain benefits of having cash on hand (not to mention the feeling that holding cash gives you), plastic can be a surprisingly beneficial alternative when used responsibly and correctly.
read more
|
|
Credit Cards and Giving to Charity
In our busy lives, filled with pressing financial issues, many of us wish we had more money to spare for worthy, charitable causes. Face it, when we're assaulted with a stack of bills each time we check the mailbox, it makes it harder to give to the less fortunate or part with money for even the most noble of causes.
read more
|
|
Cut Your Bills with Rewards Credit Cards
The average American owns at least one credit card. Today, we live in an era where owning a credit card doesn't mean you don't have money to pay your bills. Above all, credit cards are a wonderful convenience. They make it easy to make reservations, they eliminate the need to carry around large sums of cash, and best of all, they often come with great consumer rewards.
read more
|
|
Consumer Credit Report: What Does This Mean For You?
In today’s world borrowing money is the easiest way to pay for something that is desired and it shows with the results of the Federal Reserves report released March 7, 2007. In their report they stated that the annual percentage of consumer credit rose to 3.2% in January which has climbed since the 2.5% in December. The majority of borrowing is said to be towards automotive purchases among other things.
read more
|
|
Households and Their Net Worth
On Thursday, March 8th, 2007 the Federal Reserve issued a report concerning net worth and percentages concerning it. The Federal Reserve said that the net worth of households reached a record high in the final portion of last year, but it was said to be mostly on account of stocks. Net worth is said to be the difference between households’ total assets and their total liabilities, well the net worth totaled to $55.6 trillion in the October-December range last year.
read more
|
|
Spring Cleaning: Cleaning Up Your Debt
With spring in the air, it has everyone in the mood for cleaning up their homes, and getting ready for the New Year in full blast. Recently CNN.com had an article that was titled “Spring clean your finances by updating budget, digging out of debt”. This article talks about spring also being a great time to clean up your budget, finances and get out of debt.
read more
|
|
Money-Smart Kids
Recently Parenting.com ran an article that was titled “5 steps to raising a money-smart kid”. While you may be the type of parent that thinks that your children should never worry about money or finances while they are small and under age, this article tells you how to teach them the value of a dollar, and where your money comes from.
read more
|
|
Preparing Financially For the Unexpected
NBC News recently featured an article on having a financial disaster plan in place. Preparing for the unexpected and unforeseen is something that everyone should do, financially. While you just never know how much something that you are not expecting is going to cost you, there are some great points that were pointed out in this article.
read more
|
|
Discussing Credit Scores Before Saying Marriage Vows
We recently stumbled upon a very interesting article by the name of “When Good Credit Marries Bad Credit”. When you are head over heels in love, do you really stop to ask your soon to be spouse about their personal credit and finances? What if your credit is top notch, and your wife to be's credit is less than perfect?
read more
|
|
Keep your Information Safe
If you have been keeping up to date with the most current events, you are probably well aware of the problem that is known as “identity theft.” This is pretty much what it sounds like. Somebody will begin to use your name in order to open up credit card accounts, and much more. As you can imagine, this is something that you want to avoid at all costs.
read more
|
