 |
Should you sign the back of your card or write “See ID”?
One of the biggest questions facing many is whether or not they should sign the back of their credit cards or to instead write “See ID”. There are a few different things that people should be aware of with this, but either way they result from the same problem: the fraud that is plaguing us.
read more
|
|
How do you compare 0% balance transfer offers?
0% balance transfer offers from credit cards can be very appealing. Anytime the 0% figure is thrown out there, people salivate at the thought of no interest.
read more
|
|
Leveraging regular spending to maximize your rewards
A trap that people can get caught up in with rewards cards is that they think they need to buy more so they can be rewarded more. Obviously, this mind set will only get you into trouble. Although it might seem humorous, the fact is that many people do actually try to spend more because they think they are saving more. Actually, such a strategy is why credit cards allow rewards in the first place.
read more
|
|
Avoiding Minimum Payments- Keep Yourself Out of Trouble
You signed up for that shiny new credit card, and things were great. Money had been tight, but all of a sudden, skies looked a bit brighter. You swiped it at the mall. You even paid your phone bill without depleting your checking account. There's just one tiny problem. The bill has just come in, and you didn't realize it would be quite so steep. There is a tiny ray of hope, however.
read more
|
|
What to Look For In Credit Card Deals or Specials
How many times do we leaf through a stack of mail to find credit card offers? Pre-approval notices from each company promise us great rewards, money-saving programs, and lots of perks. How does a consumer separate one company from the next? What should we look for in credit card deals and specials?
read more
|
|
Using Online Management with Your Credit Card
So, you signed up for that credit card you had been considering. It's come in the mail, and you may have already swiped it a few times to make purchases. You haven't gone overboard, but you are finding you made the right decision in accepting the card. You probably already realize how important it is to keep up with your purchases. While you may be using your card conservatively, a few ten dollar charges coupled with a few larger purchases can really add up. Now, online management makes it easy to manage your credit card bill.
read more
|
|
Staying Out of Trouble with Your Credit Card
A credit card… it's shiny, it's convenient and best of all, and it's often the answer to financial woes. With one swipe, you can pay for something you may not be able to afford otherwise, and you don't have to pay it back all at once. For some, it's an answer to prayers. For others, it's the beginning of a nightmare.
read more
|
|
Credit Card Debt Growing in America
Recently CNN.com reported that most Americans are using credit cards for their family and every day life purchases. Which can lead to a great amount of debt from credit cards. They even asked their readers to share with them how much debt they are in due to credit cards, and what kind of purchases they most commonly made.
read more
|
|
Is There A Smart Way to Use Credit Cards?
Recently Bankrate.com just finished up a 12 part series on financial literacy. The last of the series is covering the smart way to use credit cards. The four points that were covered in the news article were....
read more
|
|
Protecting Yourself Against Credit Card Scammers
Yesterday MSNBC featured an article that was titled “Thieves Hit Albertson’s Credit Card Scanners”. Apparently someone had hooked up a device to one of Albertson’s credit card scanners, and had recorded five days of credit scans and numbers.....
read more
|
