 |
Credit Card Fraud
If you open your monthly credit card statement and discover a charge on it that you are quite sure you didn't make, you may be the victim of credit card fraud. It's important to act quickly to prevent further charges and to ensure that, in addition to possible credit card fraud, you aren't also a victim of full-blown identity theft...
read more
|
|
Pre-Paid Credit Cards
Prepaid credit cards can be a handy way for you to control how much you spend, but still let you enjoy the ease and flexibility of a credit card. Although they're not strictly a credit card (since you're not really borrowing anything), they work just the same, and can be invaluable to re-establishing bad credit...
read more
|
|
Rewards Credit Cards
Getting a free credit card goodie is perhaps one of the most satisfying feelings you can have when you open your monthly credit card statement. Watching your air miles rack up, and using them to pay for your family's vacation (Disney's Visa reward card) or putting your percent cash back towards your retirement savings (Fidelity Mastercard) makes you realize the real benefits that credit can bring to a responsible user...
read more
|
|
Secure Credit Cards
Anyone comparing a secured credit card to an unsecured credit card wouldn't be able to tell the difference between them—at least not just by looking at the secured credit card. But that's where the similarity between an unsecured credit card and a secured credit card stops...
read more
|
|
Getting Accepted for Credit Cards
You're surfing the net and a popup ad sends this invitation: “Apply now! Online credit card approval in 4 minutes!” How can you resist? Credit cards are an invaluable asset to your daily activities, offering you flexibility in purchases, super deals, insurance in your travels, and rewards for using them...
read more
|
|
Balance Transfers
Balance transfers are one of the latest offers credit card companies are making in an increasingly competitive credit card market. This is good news for you, if you're shopping for a new or improved credit card...
read more
|
|
Cash Advances
A cash advance is just what it says: you get cash directly from your credit card, rather than making a purchase with the card. Most cards have a limit associated with a cash advance and conditions and fees apply that are different from a usual credit card purchase...
read more
|
|
The best currency for traveling
When you travel, the best currency to carry depends on where you are and how remote is your location—although you'd be surprised where ATM machines are located these days. Still, it's wise to consider before you go whether you need cash, traveler's checks, credit cards, or a combination for your trip...
read more
|
|
Identity Theft
You've just hung up the telephone after an angry exchange with a creditor who claims you owe $1200 for a recent computer purchase, which you know you didn't make. How can that be? You might be the victim of identity theft...
read more
|
|
Lowering Your Credit Rate
Looking for a lower credit card rate? Just phone and ask. It might work. Recent studies suggest that customers with good credit ratings who contact their credit card companies stand more than a 50 percent chance of getting lower rates—just by asking for them...
read more
|
